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There is no public health system in Canada that covers pets

There is no public health system in Canada that covers pets. When yours gets sick, has a serious medical condition or is injured, the costs are 100% yours. Petsecure, one of Canada's oldest and largest insurance providers, states that pet insurance is like health insurance for your pet. You choose your coverage and pass through a waiting period. After you visit your veterinarian, you submit the bill to your insurer and you're paid directly.

It also depends on whether you are insuring a dog or a cat, and all the prices listed are as of 2010. Pet First with preventive care typically costs $29.95 a month for a dog and $41.95 a month for a cat. Pets Best with preventive care typically costs $38 a month for a dog and $13.58 a month for a cat.

An insurance agent needs to be licensed to sell insurance of a certain type. For instance, a health insurance agent can't also sell automotive insurance unless he has a license for each type of insurance. Though pet health insurance sounds like it would fall under health insurance, it doesn't. Health insurance is only for human beings. Since pets are considered to be property, insurance agents must be licensed to sell property and casualty insurance.

 

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